Attention homeowners: Real estate appraisal services for in League City and Galveston CountyCheck out the top 7 reasons TX homeowners call on Astra Appraisal Services:
Own a home in or near League City, TX and need help deciding the value of it?
We at Astra Appraisal Services understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Astra Appraisal Services, we're experienced in helping consumers just like you delete unwanted and unneeded PMI insurance. Challenging property tax assessmentsLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Astra Appraisal Services is your strongest weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. Astra Appraisal Services can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? Astra Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property. |